Introducing the team

Our team has an outstanding reputation throughout the insurance industry – and most importantly, with our clients. We are passionate about delivering a professional service to our clients and serving the community that we live and work in.

Uttam Kripalani
Founder & Chairman

Fellow of the Chartered Insurance Institute, UK (FCII)


Uttam Kripalani has over 57 years of experience in the insurance industry, holding executive positions in the United Kingdom, India and Singapore. He has built long-lasting relationships with the National Council of Social Service (NCSS), and the Singapore International Chamber of Commerce (SICC). read more

Sunil Chugani

Member of the Insurance and Financial Practitioners Association of Singapore (IFPAS)


Sunil joined Galaxy in 2006. He was tasked with building the company’s Life Insurance and International Medical Insurance offerings. As CEO, Sunil is responsible for expanding the business through enhanced service offerings, firm operations, and key international partnerships. 

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Josephine Ng
General Manager

Senior Associate member of the Australian and New Zealand Institue of Insurance and Finance(ANZIIF)


Josephine has been with Galaxy Insurance since 1988.She is responsible for the firm’s day-to-day operations. Josephine provides services for individual clients, corporate organisations and Social Service Agencies in the areas of General Insurance and Group Employee Benefits programmes. read more

Dorothy Peh
Operations Manager

Dorothy has been working with Galaxy since 1988. As a Operations Manager, Dorothy monitors the firm's day to day financial operations and maintains the financial health of Galaxy.


She is an expert in the financial sector and brings a wealth of knowledge of financial statistics and accounting principles to Galaxy. 



Theresa Teoh
Assistant Manager

Theresa has been working with Galaxy since 1992. Her main responsibility is to manage the firm's daily operations. She works closely with Josephine to provide fair insurance solutions to the clients.


Theresa is an active Grassroots leader and was conferred the Public Service Medal (PBM) by the President of the Republic of Singapore.