Cover for Social Service Agencies
At Galaxy, we have a passion for giving back to the community.
One of the ways we have done this is through our collaboration with Singapore’s National Council of Social Service (NCSS). Together, we’ve developed an exclusive range of covers for NCSS members.
Liability Class
Association Liability
An Association Liability policy covers various aspects including the Directors and Officers Liability and Breach of Professional duties (excluding Medical Practice).
Cyber Liability Insurance
Cyber risks are certainly more prominent in today’s digital world. A cyber liability policy would cover the costs associated with a cyber incident, such as hack on a business’ IT infrastructure resulting in the theft of individual information. It also covers the cost of restoring the IT infrastructure to its original state prior to the hack. In addition, a cyber liability policy can possibly cover the legal liability arising out of a cyber incident. A Cyber claim usually results in a huge financial loss and thus on top of a police report, you may also be required to produce evidence of profit loss as a result of the attacks.
Medical Malpractice
A Medical Malpractice policy mainly covers the organisation from Malpractice by reason of any negligent act, error or omission committed or alleged to have been committed by an employee (including legal fees).
Employee Benefits
Most organisations in Singapore provides medical insurance to their employees as a part of their employee benefits. The typical cover entails, Outpatient(GP), Outpatient(SP), Group Hospitalisation and Surgical, Group Major Medical, Group Term Life and Group Personal Accident. Galaxy has arranged an exclusive package, created specially for Social Service Agencies. To find out more, please contact us.
Social Enterprise Commercial Package
This package provides for All Risks cover on Building, Furniture, Fittings including office equipment, Money in transit/premises, Consequential Loss (increase in cost of working), Work Injury Compensation, Public Liability, Fidelity Guarantee and Personal Accident for the organisation as whole.
Ad hoc Personal Accident cover for Events
Galaxy has arranged for Personal Accident policy specifically meeting the needs of Social Service Agencies that covers participants, beneficiaries, board members etc for events, training or competition. To find out more, please contact us.